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3 reasons to read your credit report regularly

Plenty of people are talking about the fact that you can go to AnnualCreditReport.com and get your credit report online for free once a year. And that’s fine, but looking at your credit report once a year isn’t good enough.
Too many things can happen over the [...]

Before Accepting a New Credit Card

Our society revolves around our use of our credit cards.  Restaurant reservations, online business transactions and rental cars all require a credit card, so finding the best credit cards for you starts with a choice and an application.  One or two credit cards is all that anybody really needs. There is no good reason for a [...]

Credit cards today

There was this time a few years back when if a person possessed a credit card he would have been regarded as one of the most influential person. It is no longer like that today. Anyone who has a job,, who maybe generating a stable income, is eligible to get a credit card. It is [...]

How Is Your FICO Score Calculated?

The FICO score is one of the most important financial numbers within the history of your personal financial situation. Largely, the FICO score can be used to determine the health of your personal finances – therefore, it is important to realize how the score is calculated and what factors are used to determine if you [...]